If you are looking for affordable dental insurance in New Jersey, look no further. Horizon Blue Cross Blue Shield offers two dental insurance plans designed for individuals and families who don’t have the option to purchase dental insurance through their employer.
These aren’t premium plan options but. you will find your dental expenses to be much lower by utilizing these plans and the network compared to no insurance at all. Between the two options, the individual dental plan is a better choice but it is a little bit more money.
Affordable Dental Insurance from Horizon Blue Cross Blue Shield
Option 1: Horizon Dental Centurion
Cost:$60 per single or $84 per covered family.
The Horizon Centurion Dental Program is an affordable individual and group dental program. Horizon Centurion offers reduced fees to members when they obtain their eligible dental services from one of the participating dentists in our Horizon Dental PPO Network.
These dentists have agreed to accept less than normal fees for all eligible dental services. When members use these dentists they will only be required to pay the dentist the reduced fee and will not be balanced billed for charges above that amount. The Horizon Centurion Dental Program is the ideal way for members to obtain affordable dental care.
Get the Horizon Dental Centurion Application– PDF
Option 2: Horizon Individual Dental Plan –
Cost $180 per person per year and an additional $68.40 for each dependent child
Horizon Individual Dental offers eligible preventive and basic services with no deductible or copayment. Other eligible major services are available at significantly reduced fees. Horizon Individual Dental uses the Horizon Dental Choice Network of participating dentists.
Get the Horizon Individual Dental Plan
In case you are still on the fence on whether to purchase dental insurance or not, please read what Horizon Blue Cross has to say on the matter.
Did you know your dentist can spot serious health risks?
Routine dental visits can do more than keep your teeth clean. They also provide early detection of serious health risks like diabetes. Recent studies show that periodontal disease is one of the complications brought on by diabetes; a staggering one-third of people with diabetes have severe periodontal disease. And, if you have already been diagnosed with diabetes, periodontal disease can make it more difficult for you to control blood sugar levels.
Horizon Blue Cross Blue Shield of New Jersey strongly believes in working with our members to help them take control of their health. We have the ability to integrate medical and dental care to provide comprehensive solutions to your health care needs through our dental awareness programs. If you are a Horizon BCBSNJ member and have diabetes, you will receive valuable educational material highlighting the link between diabetes and good oral health.
We recognize the connection between good oral care and good overall health. If you have not seen your dentist recently, make an appointment right away.