Pick from the best disability insurance companies to protect your income. After being asked pretty often which disability insurance is the best, I decided to put this list together. These are my opinions what companies are the best based on what I’ve read and experienced.
While you are at it, don’t forget to read my recent post: Do you really need disability insurance?
Mike’s List of Best Disability Insurance Companies
In no particular order. These are for personally owned policies. Group coverage has quite a few more options as well.
To me, being the best means, which policy has the greatest likelihood of paying out a claim should you become disabled. Price is important but don’t waste your money on a policy that won’t be there when you need it.
- MetLife – White Collar
- Union Central/Ameritas – White Collar and Grey Collar
- Guardian – White Collar
- Standard – White/Grey Collar
- Mutual of Omaha – for Grey Collar
- Assurity – for Blue Collar
- Mass Mutual
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If you want to read more on disability insurance or the best companies, please contact me directly or check out the professionals at Disability Forums. These guys are really helpful for both consumers and professionals.