Mike

Amerihealth Medigap Review – 2016

January 16, 2015 By Mike

Amerihealth began selling Medigap plans in New Jersey starting this year and they have been one of the top sellers for good reason. The Amerihealth Medigap plans have been received very well in New Jersey and are a solid choice for anyone wanting a solid brand and great coverage.

Amerihealth Medigap Plans

This year, Amerihealth is selling Medigap Plan F, Medigap Plan N and Plan A. Unfortunately, they don’t also sell Plan G, but plan F is the most comprehensive available so no worries on getting a great supplement plan.

Just like every other Medicare Supplement, the Amerihealth plans can be used anywhere in the country where is Medicare is accepted.

Amerihealth Medigap 2015 Rates

You can download the rates here but please check with me in case they update before I have a chance to update this page.

Additional Benefits

I should have put these up top since they are unique to any of the Medicare Supplement plans in NJ, but they have some fantastic added benefits.

These benefits are part of the healthy lifestyle benefits. The gym benefit is for $150 reimbursement after 120 workouts at an approved gym; they can call member service to see if a gym is approved or to request that a gym be approved. Most facilities are approved. The other benefits include:

Receive up to $150 for joining a qualified weight management program
Receive up to $150 for program enrollment
Receive up to $150 for smoking cessation program enrollment

These benefits are usually reserved for Medicare Advantage plans so the ability to get them through your Plan F or Plan N is great.

How to Apply for a new Amerihealth plan

Very easy! Call or email me. 609-703-3536 or email at [email protected]

Amerihealth is very easy to enroll with just as every other carrier in New Jersey. They don’t require a payment with your application and are one of the few companies that allow monthly payment without a direct draw from your bank account.

One of the slight drawbacks of applying with Amerihealth is that that in my experience they take a bit longer to process applications. With some carriers, I can pull your ID number within 48 hours but with Amerihealth it has been a few weeks. So that being said, if you need a card right away, let me know and we can talk about the best course of action.

If you want to see what the application looks like see it here. Amerihealth Medigap Enrollment Form. Keep in mind, if you are coming from a group plan or are just enrolling in Part B, you do not need to answer the medical questions.

More Information about Amerihealth

I have sold the Amerihealth small and large group medical plans for years as well as their individual health. They continue to offer some of the best service of any of the carriers we work with. Amerihealth is a fully owned subsidiary of Independence Blue Cross from Pennsylvania.

Amerihealth vs Other NJ Medigap Carriers

It ‘s hard to predict what the future will hold for the rates but I don’t predict any significant rate changes in the years to come. While they are one of the best-priced plans and top plan for many folks, they aren’t priced so low that we would expect large increases. When comparing them to AARPMedicare Supplement, Mutual of Omaha, or any of the big companies, the coverage will be the same, but you do get the added benefits of the gym membership reimbursement as well as some of the other benefits.

If you want to read more about Medicare Supplement Plans in NJ, check out my other posts here. NJ Medigap Plans.

Review of Amerihealth NJ Individual Health Plans

September 12, 2014 By Mike

Amerihealth NJ Individual Health Plans

This is a quick review on why I think you should consider Amerihealth NJ for your individual health coverage in NJ.

My top three reasons are:
1) Provider networks – very strong throughout NJ and PA and you can also add nationwide coverage with their Multiplan network partnership
2)Plan options – they have 32 different plans so there is something to fit every budget. If you are looking for the best plans, I would start with them.
3)Customer service: They are great to work with as a broker and as a client. I have used them personally and they are always wonderful to work with for claims issues or anything that comes up.

If you have any questions on these plans or any plans, please contact me anytime at [email protected]

Read more about NJ Individual Health Insurance Plans

Amerihealth NJ Individual Health Insurance Plans – Networks

September 12, 2014 By Mike

Amerihealth New Jersey Networks

This is a review of the different plans Amerihealth is selling in NJ. It includes their HMO, EPO and POS plans. This video will also review their networks. Value Network, Regional Preferred and National.
If you have any question on health insurance plans for New Jersey please call or email me any time.

Amerihealth Network Options:

Regional Preferred
Value : roughly 79% of the Regional Preferred network
Regional Preferred with National Access: Includes all of Regional Preferred and National Access through the Multiplan Partnership

Please read more articles on Individual Health Insurance here.

Video Review of Amerihealth NJ Individual Health

September 11, 2014 By Mike

My review of the Amerihealth NJ Individual health insurance plans offered in New Jersey both on and off the healthcare exchange.

In this review I go over the three major reasons why I think Amerihealth NJ is a good choice for your individual health insurance.

Networks – they have one of the strongest networks of any of the health insurers in NJ and also provide access to many counties in Pennsylvania. They also give access to Nationwide coverage through their Multiplan partnership.
Plan Selection – they have 32 different plan offerings including HMO, EPO and POS plans. They also have a few HSA plan designs if you want to take advantage of low premiums and health savings account options.
Customer Service: Both as a broker and a consumer, I have found them to be very responsive and always getting things done when needed.